1. The family tree changes (marriages, births, deaths, divorce)
  2. Children turn 18
  3. Starting a new business
  4. Changing jobs
  5. Entering Retirement
  6. Facing a serious illness
  7. Buying Life Insurance
  8. Moving out of California
  9. Purchasing real property or time shares
  10. Wanting to make charitable gifts
  11. Changing your mind about distributions
  12. Your Trustees/Executors/Guardians move away